Pivotal Finance

Solutions company

Pivotal Finance


Solutions company

Pivotal Finance

Solutions company

Mission statement

Our mission is to build resilient financial frameworks that empower Finance leadership and their teams. Through tailored solutions, we transform Finance functions into proactive strategic partners, fostering sustainable growth and enhancing organisational agility.

Welcome to a consultancy dedicated to empowering leadership teams for sustainable success. With over 30 years of experience across regulated and technology industries, I bring a unique blend of expertise to help organisations streamline processes, strengthen compliance, and leverage emerging technologies. By partnering closely with finance teams and executives, I provide strategic insights and practical solutions that drive growth, resilience, and a clear path toward your business objectives.

Our Services

Finance Operating Model:

Strategic overhaul of finance functions and structures to enhance efficiency, agility, and alignment with business goals.


Process Optimisation:

Streamlining financial processes to improve efficiency and reduce operational costs.


Technology Integration: Implementing advanced technologies, including automation and AI, to optimize financial operations.


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Interim Finance Leadership:

Providing experienced Finance professionals on

an interim and par time basis.


Team Assessment and Development:

Evaluating Finance team capabilities and implementing development plans.


Strategic Advisory:

Offering insights to executive leadership for informed decision-making.


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Government Agencies Liaison:
Navigating interactions with regulators, tax authorities, and other stakeholders.

Audit Support:
Turning around failing statutory audits and resolving historical audit issues.

Tax Compliance:
Identifying and resolving tax issues to prevent future liabilities.

Regulatory Compliance:
Ensuring adherence to regulatory requirements across multiple jurisdictions.

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Corporate Governance: Strengthening governance frameworks to enhance stakeholder trust.

Strategic Oversight:
Providing independent oversight and guidance at the board level.

Finance Expertise:
Leveraging wealth of experience in all aspects of Finance to inform Board decisions.

Emerging Technologies:
Balancing innovation with strategic alignment, risk management, and regulatory compliance.

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Reviews

It was my great fortune to work with Lola Goggins-Kaneva when I was a CFO of a cutting-edge regulated crypto exchange. Lola joined as a Group Head of Finance during a period of significant change. Her natural talent lies in rapidly identifying the critical priorities, no matter how complex the situation, and delivering results simply, efficiently, and with full team support.
This rare combination of solid technical expertise and exceptional leadership makes Lola a trusted partner and a pleasure to work with. She is someone you can rely on for tangible, impactful results.
Edward Kemp, CFO at Bitstamp
I had the privilege of working with Lola Goggins-Kaneva at Swiss Re, where she consistently demonstrated exceptional diligence, unwavering integrity, and sound management principles. She seamlessly aligned Swiss Re’s complex multijurisdictional standards with Luxembourg regulatory requirements while enhancing Board and Management reporting, delivering clarity and actionable insights.
Lola’s strategic vision and meticulous approach drove efficiency in coordinating multi-entity, multi-location finance processes. As a leader of the Solvency II Reporting workstream and a trusted representative in high-impact board meetings and regulatory visits, she inspired trust and confidence through her professionalism and commitment to excellence.
Lize-Mari (Kruger) Barnes, CFO at Swiss Re
Our Approach
  • Proven Expertise
    Wealth and breadth of experience transforming Finance functions in Re/Insurance, Technology, and FinTech industries.
  • Tailored Solutions
    We are proudly a
    Solutions Company,
    customising services
    to meet the unique needs of each client.
  • Ethical Standards
    Commitment to the highest standards of ethical practice. We believe that integrity is the foundation of trust.
  • Innovative Approach
    Leveraging the latest technologies and methodologies in finance transformation.
PIVOTAL FINANCE
Drive sustainable value and growth
Introduction

At Pivotal Finance, we specialise in transforming Finance functions into strategic partners that drive sustainable value and growth. In today's rapidly evolving business environment, establishing an effective Finance organisation requires multidisciplinary expertise and a deep understanding of the forces shaping business transformation. Leveraging broad industry knowledge and insights, we help Finance leaders optimise people, processes, and technology to enhance efficiency and scalability.

Experts predict that the future of Finance is digital—embracing touchless transactions, self-service solutions, and artificial intelligence to improve sustainability and scalability for Finance teams and their stakeholders. As organisations seek to innovate in 2025 and beyond, reevaluating the Finance function is imperative to stay ahead of the curve.

Mission statement

Our mission is to build resilient financial frameworks that empower Finance leadership and their teams. We provide tailored solutions that transform Finance functions into proactive strategic partners, enabling organisations to navigate change confidently, make data-driven decisions, and achieve sustainable growth.
Company history
Founded by Lola Goggins, a seasoned Finance executive with over 30 years of experience, Pivotal Finance brings a wealth of expertise in finance function management and executive leadership. Lola has a unique background in transforming Finance organisations within the Re/Insurance, Technology, and FinTech industries. She has consistently taken on distressed and underperforming teams, turning them into effective units recognised for their success both internally and externally.
Lola is well known for achieving results—a principle that defines Pivotal Finance. We are a solutions-based company, and our operating model focuses on delivering actionable results while integrating seamlessly with your team.
Proven track record includes:
  • Regulatory Compliance: Addressing threats of regulatory license or business permit loss and managing multijurisdictional regulatory inspections.
  • Audit Excellence: Turning around failing statutory audits and resolving historical audit qualifications.
  • Tax Resolution: Identifying and resolving tax delinquency issues.
  • Financial Records Integrity: Leading clean-ups of historical data and correcting poor accounting decisions.
  • Financial Planning: Establishing robust budgeting and management reporting processes
  • Process Simplification: Streamlining Finance operations processes.
  • Technology Implementation: Identifying and implementing suitable systems and automation solutions.
Markets and services
The role of the Chief Financial Officer (CFO) has evolved from being the organisation's scorekeeper to a strategic advisor who collaborates closely with the CEO to achieve organisational goals and create stakeholder value. This expanded role requires a broader view of performance while maintaining a strong technical and ethical foundation that fosters trust.

Pivotal Finance partners with CFOs in established organisations to facilitate this evolution by transforming their Finance functions from focusing solely on historical performance to highlighting future opportunities.
Our services include
Finance Transformation Consulting
  • Process Optimisation: Streamlining financial processes to improve efficiency and reduce operational costs.
  • Technology Integration: Implementing advanced technologies, including automation and AI, to enhance financial operations.
  • Regulatory Compliance: Ensuring adherence to regulatory requirements with solid experience across multiple jurisdictions.
.
Interim CFO and Leadership Support
  • Interim Finance Leadership: Providing experienced Finance Executive and Expert services on an interim basis.
  • Team Assessment and Development: Evaluating Finance team capabilities and implementing development plans.
  • Strategic Advisory: Offering insights to executive leadership for informed decision-making.
Startup Financial Advisory
  • Scalable Finance Frameworks: Building Finance functions that grow with your startup.
  • Talent Acquisition Assistance: Helping select junior and mid-level finance professionals.
  • On-Demand Expertise: Providing expert guidance during challenging financial situations.
Risk Management and Compliance
  • Regulatory Liaison: Navigating interactions with regulators, tax authorities, and other stakeholders.
  • Audit Support: Turning around failing statutory audits and resolving historical audit issues.
  • Tax Compliance: Identifying and resolving tax issues to prevent future liabilities.
Non-Executive Director Services
  • Corporate Governance: Strengthening governance frameworks to enhance stakeholder trust.
  • Strategic Oversight: Providing independent oversight and guidance at the board level.
  • Regulatory Expertise: Leveraging understanding of regulatory environments to inform board decisions.
Business Description
Target Market
We partner with CFOs and Finance leaders in established organisations across the Re/Insurance, Technology, FinTech, and related industries. We also support startups requiring high-level financial expertise without the need for a full-time CFO.
Competitive Advantage
  • Proven Track Record: Over 30 years of experience transforming Finance functions in global organisations.
  • Multidisciplinary Expertise: Broad industry knowledge allows us to offer comprehensive solutions.
  • Tailored Solutions: Customising our services to meet the unique needs of each client.
  • Action-Oriented Approach: Delivering actionable results while integrating seamlessly with your team.
  • Ethical Standards: Committed to the highest ethical practices, ensuring trust and integrity.
  • Innovative Solutions: Staying ahead with the latest technologies and methodologies in finance transformation.
About Our Founder
Lola Goggins, Managing Director Lola Goggins is a respected Finance executive known for transforming underperforming Finance teams into strategic assets. With over 30 years of experience across the Re/Insurance, Technology, and FinTech industries, she brings extensive expertise in financial performance management and executive leadership.
She is a registered member of the Institut Luxembourgeois des Administrateurs (ILA) and is a CSSF-approved director for regulated financial institutions. Lola is passionate about business sustainability and prudent corporate governance, providing Non-Executive Director services to organisations in various industries and stages of growth.

Market Need Justification
As businesses face rapid technological advancements, regulatory complexities, and shifting economic conditions, there is a critical need for Finance functions to adapt. The evolving role of the CFO requires partners like Pivotal Finance to navigate these challenges, optimise operations, and capitalise on future opportunities.
Client Pain Points Addressed
  • Legacy Challenges: Overcoming failing statutory audits, compliance issues, and inefficient processes.
  • Regulatory & Compliance Risks: Managing threats related to regulatory licenses, inspections, and tax compliance.
  • Team Performance: Transforming underperforming Finance teams into strategic partners.
  • Technology Integration: Implementing systems and automation solutions to streamline operations.
  • Strategic Alignment: Aligning the Finance function with organisational goals to drive value creation.


Benefits to Clients
  • Enhanced Efficiency: Streamlined processes reduce operational costs and increase productivity.
  • Regulatory/Statutory/Tax Compliance: Mitigation of risks associated with non-compliance across jurisdictions.
  • Strategic Insight: Data-driven decision-making capabilities enable organisations to identify and seize opportunities.
  • Team Empowerment: Development of Finance teams fosters a proactive and engaged workforce.
  • Sustainable Growth: Resilient financial frameworks support long-term organisational success.
Ethics and Compliance Emphasis
Pivotal Finance is committed to upholding the highest standards of ethical practice and regulatory compliance. We believe that integrity is the foundation of trust, and we embed this principle in all our engagements. Our dedication to ethical standards ensures that we meet and exceed the expectations of our clients and their stakeholders.
Operational Structure
Pivotal Finance consultants will work as an extension of your business, allowing you to do more with fewer resources and helping you scale. Lola Goggins is the Managing Director and the founder and single shareholder of the Company. She will draw on support from her extensive network of experts in various disciplines on either part-time or fixed term contractual basis, should the need arise.